A survey by Freddie Mac reinforces this point: “. . . nearly a third of prospective homebuyers think they need a down payment of 20% or more to buy a home. This myth remains one of the largest perceived barriers to achieving homeownership.” Here's the reality: a 20% down payment isn't mandatory. You

  Embarking on the journey to buying your first home is an exhilarating decision and a significant milestone that has the potential to elevate your life in many ways. Being a first-time homebuyer, this is a vision you can actualize. However, as the National Association of Realtors (NAR) points out,

Have you been saving up to buy a home this year? If so, you know there are a variety of expenses involved – from your down payment to closing costs. But there’s good news – your tax refund can help you achieve your goals by paying for some of these expenses. SmartAsset estimates the average American

A recent Harris Poll survey found that 8 out of 10 Americans are prioritizing buying a home, and approximately 28 million Americans plan to buy one in the next 12 months. Homeownership offers numerous financial and non-financial benefits, so the number of Americans prioritizing it should come as no